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Mackworth home at centre of fake car insurance scam as man sent 100 policies he hadn't taken out

07 June 2017

Fraudsters known as "ghost brokers" sell drivers car insurance deals on the cheap, but issue policies that are not worth the paper they are written on. They may use some of the drivers' correct details but often falsify information, such as the address or age, to benefit from lower premiums. After obtaining cover documents, they then doctor them with the client's correct address and provide those to the hapless motorist who has unwittingly handed over hundreds of pounds.

Ben Fletcher, from the Insurance Fraud Bureau, which has successfully prosecuted ghost-brokers in the past, said it was an "extremely complex" scam and urged motorists to remain vigilant.

He said some of the bogus websites set up by scammers appear genuine, while others are clearly fake and are usually advertised through social media. He urged people to ensure websites are regulated by the Financial Conduct Authority (FCA) before handing over details or money. Report any suspicious activity to the fraud bureau on 0800 422 0421.

Read more on Derby Telegraph website