Air Bag DNA Foils Insurance Scam
17 January 2012
Former police detectives working for award winning insurance retailer Hastings Direct have just helped secure the six month conviction of a 41 year old teacher for insurance fraud.
Insurance fraud cost the UK £1.9 billion last year. Mr M from Worcestershire claimed that his £1,500 Volvo had been stolen, when in fact he had crashed the vehicle after a night out drinking. When he claimed with Hastings Direct for the car’s theft, the company investigated. Hastings Direct is one of the country’s fastest growing insurance companies and has won a prestigious industry award for fighting fraud.
The company employs a team of former police officers to investigate any claim which it suspects may be fraudulent. After interviewing the teacher the investigators were suspicious. Inspection of his car revealed extensive accident damage, but no damage that would be expected in relation to its theft. Hastings Direct then asked the Worcestershire police to investigate further and their forensic examination of the car determined that Mr M’s DNA was evident on the car’s air bag, proving he had been driving at the time of the accident impact.
Paul Priestley, Head of Counter Fraud, Hastings Direct: “We would like to thank the police and the courts for securing this conviction. There is a perception that insurance fraud does not hurt anyone, but in fact it hurts everyone financially. On average every car driver in the UK pays over £44 more for their car insurance just because of fraud. We have heavily invested in our anti-fraud techniques and our work is both award winning and effective. We believe that this investment is necessary to ensure we are at the forefront of the industry fighting fraud to protect our honest customers.”
Phil Bird, Insurance Fraud Bureau (IFB), said: “Insurance is there to protect people for real events. The industry is closing the net on all types of insurance fraud, including cases like this where the attempt is opportunistic in nature. This conviction sends a clear message to anyone attempting to mislead their insurer. We encourage the public to report information about those involved in any type of insurance fraud to our free and confidential Cheatline on 0800 422 0421, or report it online: www.insurancefraudbureau.org/report.”