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3 Convicted for 'Crash for Cash' Scam

25 June 2014

Three people have been convicted for their involvement in an organised Crash for Cash scam that purposely targeted innocent motorists in hope of causing collisions to profit from fraudulent personal injury claims.

Their convictions relate to their role in seven collisions across the Thames Valley and Metropolitan Police areas and the organisation of a further 76 collisions. The three convicted were:

  • Nasir Mahmood, aged 32, of Morpeth Close, Whitley, Reading
  • Aniela Chaudhry, aged 39, of Alan Place, Reading
  • Bernie Bautista, aged 43, of Elm Park Road, Reading

In order to induce the accidents, the trio used two vehicles driving in convoy. The first vehicle would make an erratic manoeuver, causing the second vehicle to brake suddenly and an innocent road user to collide with the rear of it.

In August 2012, Thames Valley Police executed a series of search warrants in the Reading area. Officers recovered paperwork and handwritten notes, which corresponded to a further 76 collisions, from the home of Aniela Chaudhry. Forensic evidence linked the material to Nasir Mahmood who was organising these collisions.

Investigating officer, Det Con Russell Prentice of the Thames Valley Police Economic Crime Unit, said: "Crash for cash fraud has an impact on the safety of everyday road users when fraudsters choose to deliberately cause traffic collisions for their own financial gain.

"Thames Valley Police will always undertake a complete, detailed and thorough investigation into persons who organise and participate in crash for cash fraud.

"Thames Valley Police continues to work with partner agencies including the Insurance Fraud Bureau and the Crown Prosecution Service to disrupt and prosecute this type of fraud."

Latest figures from the Association of British Insurers estimate the total value of detected insurance fraud at £1.3bn, which adds around £50 to the cost of household insurance.

Ben Fletcher, IFB Director, said: "Crash for Cash is a national problem that costs almost £400 million each year and puts innocent road users in harm's way. When the IFB was established in 2006 it was to focus on detecting and disrupting scams like this and today's convictions send a clear message to would-be fraudsters that this crime will not be tolerated."

Should members of the public have any information or intelligence on crash of cash fraud please contact the Insurance Fraud Bureau's free and confidential Cheatline, by calling 0800 422 0421.

The three convicted are due to appear at Reading Crown Court for sentencing on 25 July 2014.

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