Gang sentenced to over 42 years for deliberately causing crashes
07 April 2017
- 11 people sentenced as part of the fraud which had the potential cost of over £500,000
A large-scale crash for cash gang who went out on the roads to deliberately target innocent members of public and crash into them has today been sentenced to a total of over 42 years.
The gang were exposed following an investigation between the Insurance Fraud Bureau (IFB) and Derbyshire Police, in which a total of 11 individuals were sentenced for Conspiracy to Defraud following a trial earlier this year. The main orchestrators, Mohammed Asghar, Dharminder Nagra and Davinder Nagra, were using their own businesses to then submit fake claims to insurers for ‘injuries’ they had invented.
The fraud came to light when one of the individuals who worked for the gang became aware of the suspicious behaviour and staged a burglary at the business address to highlight the activity to the police. As Derbyshire Police investigated the burglary and searched the property, they seized four laptops alongside a significant amount of documentation evidence linked to insurance fraud, which is when the IFB were contacted to support.
The investigation uncovered that the gang centred round Derby Enterprise and TTM Recovery, who were submitting fraudulent claims for personal injury and vehicle storage following the crashes. Derby Enterprise was a claims management company set up by Dharminder and Davinder Nagra, operating outside of any regulation, in an attempt to authenticate their scam and ultimately increase the value of the claims.
IFB’s uses its advanced analytical software to identify fraud and link together cross-industry patterns and networks of activity. As part of this investigation, the gang were connected to over 111 claims going back to 2011 and had a far reaching impact across the insurance industry.
The following sentences have been handed down:
- Mohammed Asghar: 7 years imprisonment, reduced to 5 years for guilty plea
- Dharminder Nagra - 5 years imprisonment
- Davinder Nagra – 5 years imprisonment
- Nasir Ahmed - 7 years imprisonment, reduced to 5 years and 3 months for guilty plea
- Adam Stark: 4 years and 9 months imprisonment
- Martin Walker: 6 and a half years imprisonment, reduced to 5 years 3 months for guilty plea
- Arsalan Hussain: 4 years imprisonment
- Liam Swinfield: 3 and a half years imprisonment, reduced to 31 months for guilty plea
- Dorothy Baker: 3 years imprisonment, reduced to 30 months for guilty plea
- Nicola Brown: 3 years imprisonment, reduced 21 months for guilty plea
- Anthony Walker: 21 months imprisonment, reduced to 18 months for guilty plea
Ben Fletcher, Director of the Insurance Fraud Bureau (IFB), said: “Fraudsters are fuelled by greed and have little regard for the significant impact that crash for cash has on society. It puts innocent members of the public at risk of serious injury, meaning people need to be extra vigilant when driving on the roads. There’s not only a physical impact but also a substantial cost associated, as we estimate crash for cash costs the industry £336m a year. This is a financial burden on insurers, but it’s ultimately premium-paying motorists who are footing the bill for fraudsters.
“IFB, alongside the insurance industry and police, are determined to uncover cross-industry insurance fraud and today’s sentences send a clear message - if you are committing fraud the risk of being caught and prosecuted is very real. It simply isn’t worth it.”
Members of the public can play their role in fighting back against ‘crash for cash’ scams and other types of insurance fraud by reporting what they know to the Cheatline. The Cheatline, powered by Crimestoppers, is a free service that enables the public to anonymously report information or suspicions about insurance fraud by calling 0800 422 0421 or reporting online at www.insurancefraudbureau.org/cheatline. All information provided to the Cheatline is treated in the strictest confidence.